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# Financial pressure is heaviest at the bottom....
> Financial pressure is heaviest at the bottom. People without bank accounts or credit often pay the highest fees for basic services such as sending money, which means those who can least afford it carry the greatest costs.
**Source:** [[livestreams/From Moral Outrage to Institutional Strategy - Workbook|From Moral Outrage to Institutional Strategy]]
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“Financial pressure is heaviest at the bottom. People without bank accounts or credit often pay the highest fees for basic services such as sending money, which means those who can least afford it carry the greatest costs.”
— Bryant McGill
https://bryantmcgill.com/quotes/quotes-financial-pressure-heaviest-carry-greatest-costs
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