# CFPB Data-Broker Rule **Entity class:** Legal instrument or procurement arrangement **Domain:** Data Markets ## Definition The CFPB's December 2024 proposal concerned data-broker activity under the Fair Credit Reporting Act and was withdrawn in May 2025. The proposal and withdrawal are separate regulatory events in the article's commercial-market chronology. ## Operational role Commercial data supplies the collection and enrichment layers of a modern intelligence pipeline. Acquisition, licensing, identity linkage, timestamps, and API delivery determine how a supplier’s records become a client’s usable information. Procurement fluency matters because each technical gate also creates a professional role or a business requirement. **Architecture connections:** [[wiki/OSINT|OSINT]] · [[wiki/Entity Resolution|Entity Resolution]] · [[wiki/Intelligence Fusion|Intelligence Fusion]]. ## Relationships - **article-linked authority or contracting instrument:** [[wiki/Fair Credit Reporting Act|Fair Credit Reporting Act]]. - **article-linked mechanism or framework:** [[wiki/Domestic and Foreign Data Purchasers|Domestic and Foreign Data Purchasers]]. - **collection route:** [[collections/The Civilian Intelligence Marketplace|The Civilian Intelligence Marketplace]]. - **counterterrorism architecture:** [[collections/Terrorism, Counterterrorism, and the Intelligence Environment|Terrorism, Counterterrorism, and the Intelligence Environment]]. - **source article:** [[articles/The Coming Market for Civilian Spycraft|The Coming Market for Civilian Spycraft]]. ## Sources / Provenance - [[articles/The Coming Market for Civilian Spycraft#VI. The Open-Source Substrate: When the Public Web Becomes Intelligence Material|The Coming Market for Civilian Spycraft — VI. The Open-Source Substrate: When the Public Web Becomes Intelligence Material]] — October 2026 revision; immediate source for this entry’s place in the marketplace. - [ODNI, ODNI and CIA Release the Intelligence Community OSINT Strategy for 2024–2026.](https://www.dni.gov/index.php/newsroom/press-releases/press-releases-2024/3784-odni-and-cia-release-the-intelligence-community-osint-strategy-for-2024-2026) - [ICFJ, Fundamentals of Open-Source Intelligence for Journalists.](https://www.icfj.org/news/fundamentals-open-source-intelligence-journalists) ## Connected marketplace roles The source article connects this entry with [[wiki/Fair Credit Reporting Act|Fair Credit Reporting Act]], [[wiki/Consumer Financial Protection Bureau|Consumer Financial Protection Bureau]]. These routes locate the associated people, implementations, methods, and operational contexts in [[articles/The Coming Market for Civilian Spycraft|The Coming Market for Civilian Spycraft]]. **Collections:** [[collections/The Civilian Intelligence Marketplace|The Civilian Intelligence Marketplace]] · [[collections/Terrorism, Counterterrorism, and the Intelligence Environment|Terrorism, Counterterrorism, and the Intelligence Environment]].