# Payment Tokenization **Domain:** Payment security / Cryptography **Doc Type:** Developed Wiki Node **Maturity:** Developed **Collection:** [[collections/Gamification|Gamification Collection]] ## Definition **Payment tokenization** replaces a sensitive payment credential with a limited-use token that can be processed without exposing the original account number throughout the transaction path. The token is meaningful only within an authorized mapping and control system. ## Significance The Obama administration documented concrete tokenization commitments at the February 2015 White House Summit on Cybersecurity and Consumer Protection, including Visa tokenization and Apple Pay availability for federal payment cards. This belongs after BuySecure, not in the March 2009 Federal CIO appointment. ## Sources - [[articles/gamification/Lex Sportiva and Winning Without Bloodshed|Lex Sportiva and Winning Without Bloodshed]] - [White House Summit on Cybersecurity and Consumer Protection fact sheet](https://obamawhitehouse.archives.gov/the-press-office/2015/02/13/fact-sheet-white-house-summit-cybersecurity-and-consumer-protection) ## Routes [[wiki/BuySecure Initiative|BuySecure Initiative]] · [[wiki/Identity|Cryptographic Identity]] · [[wiki/Cryptoeconomic Settlement|Payment and cryptoeconomic settlement]] · [[wiki/Tokenized Equity|Tokenized Equity]]